Comments on: Lexington Law http://creditrepairservices.choicerevu.com/lexington-law/ ChoiceREVU :: Your trusted source for Consumer Reviews Mon, 28 Nov 2011 10:06:25 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Tim http://creditrepairservices.choicerevu.com/lexington-law/comment-page-1/#comment-255 Tim Fri, 28 Jan 2011 18:17:58 +0000 http://creditrepairservices.choicerevu.com/?p=12#comment-255 I recently signed up with Lexington Law to help reduce the number of negative listings on my credit report. I was informed of how they operate, what the costs are and what steps would be taken and in what order; this information was explained to me very clearly and I was not left confused after speaking with the paralegal representing Lexington Law. It is my opinion that the only reason why people are giving negative reviews about this agency is because they are not holding up their end of things. A person has bad credit for many reasons, but the main reason is because people are erresponsible when it comes to money matters, filing, making calls, emails and keeping an overall track and good grasp on the issues at hand. It is for this same reason that people end up with a bad taste in their mouth when it comes to Lexington's or other agencies who offer similar services, the consumer simply does not follow through with anything, they have this idea in their head that just because they are paying for this credit repair service that they will automatically get positive results just by sitting back and letting Lexington do all the work. This is not true, YOU as the consumer, know far more about debts that you may owe or late payments that have been made, etc. than anyone else, including your credit repair agency. This thought of just sitting back and reeping the rewards is the exact same reason why most people end up with bad credit, such as myself, people think like this... "Excellent, I got this credit card, now I have extra money to spend." But their own erresponsibility and thought process is not saying "I have this credit card, but I need to watch how I use it, make the payments and keep on top of it everyday to see that it does not effect me or my credit file in a negative way." Same with using a credit repair service, you MUST keep on top of it AT ALL TIMES and it does not hurt to at least make an attempt to repay old debts. This is not only eliminating a debt that has been hanging over your head, but it will also help Lexington or other credit repair agencies do their job... REPAIR YOUR CREDIT!! It is extremely difficult to remove a legitimate entry from you credit file when you have not paid the debt or made payment arrangements. The bottom line here is, you and you credit repair agency need to be joined at the hip throughout the entire repair process and if repairing your credit is seriously important to you, you will be persistant and see that this union happens. It also takes hard work from both parties, not just the repair agency. If you do this, you will find that the positive results will indeed come! Good luck to all with your credit repair! I recently signed up with Lexington Law to help reduce the number of negative listings on my credit report. I was informed of how they operate, what the costs are and what steps would be taken and in what order; this information was explained to me very clearly and I was not left confused after speaking with the paralegal representing Lexington Law.

It is my opinion that the only reason why people are giving negative reviews about this agency is because they are not holding up their end of things. A person has bad credit for many reasons, but the main reason is because people are erresponsible when it comes to money matters, filing, making calls, emails and keeping an overall track and good grasp on the issues at hand.

It is for this same reason that people end up with a bad taste in their mouth when it comes to Lexington’s or other agencies who offer similar services, the consumer simply does not follow through with anything, they have this idea in their head that just because they are paying for this credit repair service that they will automatically get positive results just by sitting back and letting Lexington do all the work. This is not true, YOU as the consumer, know far more about debts that you may owe or late payments that have been made, etc. than anyone else, including your credit repair agency.

This thought of just sitting back and reeping the rewards is the exact same reason why most people end up with bad credit, such as myself, people think like this… “Excellent, I got this credit card, now I have extra money to spend.” But their own erresponsibility and thought process is not saying “I have this credit card, but I need to watch how I use it, make the payments and keep on top of it everyday to see that it does not effect me or my credit file in a negative way.” Same with using a credit repair service, you MUST keep on top of it AT ALL TIMES and it does not hurt to at least make an attempt to repay old debts. This is not only eliminating a debt that has been hanging over your head, but it will also help Lexington or other credit repair agencies do their job… REPAIR YOUR CREDIT!! It is extremely difficult to remove a legitimate entry from you credit file when you have not paid the debt or made payment arrangements.

The bottom line here is, you and you credit repair agency need to be joined at the hip throughout the entire repair process and if repairing your credit is seriously important to you, you will be persistant and see that this union happens. It also takes hard work from both parties, not just the repair agency. If you do this, you will find that the positive results will indeed come!

Good luck to all with your credit repair!

]]> By: Jeff http://creditrepairservices.choicerevu.com/lexington-law/comment-page-1/#comment-199 Jeff Wed, 08 Dec 2010 13:38:19 +0000 http://creditrepairservices.choicerevu.com/?p=12#comment-199 I joined lexington and in my opinion, lexington law was an absolute waste of money. After getting no results I demanded copies of the letters they sent on my behalf and was shoked at what was given to me. The dates were all wrong. These so called letters on my behalf had dates from when I wasn't even a client. They had accounts that were not mine. The only thing that was remotely related to me, was the fact that they had my name on them. In my opinion, Do not waste your money on lexington law I joined lexington and in my opinion, lexington law was an absolute waste of money. After getting no results I demanded copies of the letters they sent on my behalf and was shoked at what was given to me.

The dates were all wrong. These so called letters on my behalf had dates from when I wasn’t even a client. They had accounts that were not mine. The only thing that was remotely related to me, was the fact that they had my name on them.

In my opinion, Do not waste your money on lexington law

]]> By: Tamra http://creditrepairservices.choicerevu.com/lexington-law/comment-page-1/#comment-197 Tamra Mon, 06 Dec 2010 19:26:13 +0000 http://creditrepairservices.choicerevu.com/?p=12#comment-197 I used them to help me repair my credit and they've done an excellent job so far. I can only assume that people have problems with them because they don't read the fine print in the contract. Lexington Law can't erase everything and it does take time to get things removed, especially if they're valid. I used them to help me repair my credit and they’ve done an excellent job so far. I can only assume that people have problems with them because they don’t read the fine print in the contract.
Lexington Law can’t erase everything and it does take time to get things removed, especially if they’re valid.
]]> By: David Harris http://creditrepairservices.choicerevu.com/lexington-law/comment-page-1/#comment-171 David Harris Tue, 19 Oct 2010 18:08:28 +0000 http://creditrepairservices.choicerevu.com/?p=12#comment-171 Follow up: After numerous request for some basic infomation went ignored, I filed a complaint with the Better Business Bureau. After some initial complaining and mis-information, Lexington sent me $200 unsolicited, instead of releasing the letters written on my behalf, which is all I had requested. When I stated that I would not be satisfied until they sent me the documentation or gave me a FULL refund, they sent the documents, then had the audacity to demand the $200 back. Now that I have read everything that Lexington wrote on my behalf, I can say without any doubt that anyone is much better off writing his own dispute letters than having this company do it. Nutshell: Lexington does extremely poor quality work, has no customer service, will not honor their refund policy, and has many links on the web designed to look like real customer reviews that are actually just advertisements. Follow up: After numerous request for some basic infomation went ignored, I filed a complaint with the Better Business Bureau. After some initial complaining and mis-information, Lexington sent me $200 unsolicited, instead of releasing the letters written on my behalf, which is all I had requested. When I stated that I would not be satisfied until they sent me the documentation or gave me a FULL refund, they sent the documents, then had the audacity to demand the $200 back. Now that I have read everything that Lexington wrote on my behalf, I can say without any doubt that anyone is much better off writing his own dispute letters than having this company do it.

Nutshell: Lexington does extremely poor quality work, has no customer service, will not honor their refund policy, and has many links on the web designed to look like real customer reviews that are actually just advertisements.

]]> By: David Harris http://creditrepairservices.choicerevu.com/lexington-law/comment-page-1/#comment-136 David Harris Mon, 26 Jul 2010 22:02:38 +0000 http://creditrepairservices.choicerevu.com/?p=12#comment-136 I can't say enough negative things about Lexington Law: First, I never got a coherent reply to my numerous emails-- not from my designated paralegal or anyone else. In fact, the reply usually came from someone else that I had never dealt with. Second, they were completely unresponsive to the courses of action I designated in my fancy-looking, online "case valet." There were items in my credit report that were correct, that I told them to ignore, and they still kept trying to dispute them. Conversely, there was one item that just needed to be updated with one bureau, and after FOUR MONTHS there is no change on my credit report. Third, I got the chance to see some of the dispute letters they sent on my behalf when they were returned do to errors in the addressee line. They were HORRIBLE-- not only were they outside the scope of a credit dispute, they were filled with bad grammar and punctuation errors, and SIGNED WITH MY NAME!!! I honestly believe Lexington is in the business of outsourcing foreign nationals to type up mass letters and 'spam' creditors and credit bureaus into submission. Fourth, I requested copies of all letters written on my behalf, and received no reply. I shudder to think about all the unintelligible letters out there bearing by forged signature. I also worry about the number of unsavory people that have access to my name, address, social security number and financial information, courtesy of a part-time job writing spam letters for Lexington Law. Fifth, after I requested cancellation, citing all of the reasons above, their only reply was that they were going to charge me for another month, even though they had been billing me at the beginning of the month, in violation of the Credit Repair Organization Act (Sec. 404, “Prohibited Actions.”) Finally, I should mention that I chose the most expensive level of service offered. I'd hate to see the bargain package. I can’t say enough negative things about Lexington Law:
First, I never got a coherent reply to my numerous emails– not from my designated paralegal or anyone else. In fact, the reply usually came from someone else that I had never dealt with.
Second, they were completely unresponsive to the courses of action I designated in my fancy-looking, online “case valet.” There were items in my credit report that were correct, that I told them to ignore, and they still kept trying to dispute them. Conversely, there was one item that just needed to be updated with one bureau, and after FOUR MONTHS there is no change on my credit report.
Third, I got the chance to see some of the dispute letters they sent on my behalf when they were returned do to errors in the addressee line. They were HORRIBLE– not only were they outside the scope of a credit dispute, they were filled with bad grammar and punctuation errors, and SIGNED WITH MY NAME!!! I honestly believe Lexington is in the business of outsourcing foreign nationals to type up mass letters and ‘spam’ creditors and credit bureaus into submission.
Fourth, I requested copies of all letters written on my behalf, and received no reply. I shudder to think about all the unintelligible letters out there bearing by forged signature. I also worry about the number of unsavory people that have access to my name, address, social security number and financial information, courtesy of a part-time job writing spam letters for Lexington Law.
Fifth, after I requested cancellation, citing all of the reasons above, their only reply was that they were going to charge me for another month, even though they had been billing me at the beginning of the month, in violation of the Credit Repair Organization Act (Sec. 404, “Prohibited Actions.”)
Finally, I should mention that I chose the most expensive level of service offered. I’d hate to see the bargain package.
]]> By: alvin http://creditrepairservices.choicerevu.com/lexington-law/comment-page-1/#comment-52 alvin Mon, 05 Oct 2009 18:53:27 +0000 http://creditrepairservices.choicerevu.com/?p=12#comment-52 Extremely expensive for a set of properly formatted letters that you can find on the internet or in a credit repair book on amazon. I even gave them $9.99 for a credit report that I PROVIDED. They gave me a phone number to get that refund where I left a voice message. I called back and mentioned I was trying to get my refund since they did not provide any service and canceled within the trial period...they left me on hold repeatedly for 30 minutes and I got fed up. CROOKS AND SCAMMERS!!! Extremely expensive for a set of properly formatted letters that you can find on the internet or in a credit repair book on amazon. I even gave them $9.99 for a credit report that I PROVIDED. They gave me a phone number to get that refund where I left a voice message. I called back and mentioned I was trying to get my refund since they did not provide any service and canceled within the trial period…they left me on hold repeatedly for 30 minutes and I got fed up. CROOKS AND SCAMMERS!!!
]]> By: ChoiceREVU Editor http://creditrepairservices.choicerevu.com/lexington-law/comment-page-1/#comment-2 ChoiceREVU Editor Thu, 02 Apr 2009 19:44:50 +0000 http://creditrepairservices.choicerevu.com/?p=12#comment-2 We are giving Lexington Law relatively low ratings simply because we don't believe that their business model is able to provide the kind of individual attention that clients need for credit repair to be effective. It is clear from the number of complaints about Lexington Law that their "Fast Food" approach to credit repair has many flaws. We are giving Lexington Law relatively low ratings simply because we don’t believe that their business model is able to provide the kind of individual attention that clients need for credit repair to be effective. It is clear from the number of complaints about Lexington Law that their “Fast Food” approach to credit repair has many flaws.
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