Credit Repair Services Reviews and Complaints

Credit Team USA

ChoiceREVU Editor — Tue, 19 Apr 2011 20:32:19 +0000

Credit Team USA Review

Credit Team USA is a licensed and bonded company that says you can see results in about five weeks. They also offer a warranty that if a customer asks to be reviewed after a year then if the customer paid more than each deletion or correction (valued around 75 dollars depending) the customer is refunded the difference. They also offer a military discount. Their blog its updated often with relevant information for financial issues around the country.

Looking for information about this company off their website I found their Better Business Bureau page that shows they have an A. They have five complaints that have all been resolved by the company.

I would recommend this company since they are focused on educating their customers and getting them results quickly. They also pay attention to their complaints and try to resolve them just as quickly.

Company Research

*above data is current at time of review

Website for Credit Team USA:

http://www.credit-team.com/

National Credit Consultants

ChoiceREVU Editor — Mon, 18 Apr 2011 21:27:57 +0000

National Credit Consultants Review

National Credit Consultants has a focus on speed, accuracy and customer service. They say their process is fast and effective. This company says when you are assigned to a consultant you work with that person throughout your process never having to worry about explaining your situation to different people each time. They also say that their process is the only way to solve the problem of credit repair.

Something must be working because National Credit Consultants has an A- from the Better Business Bureau. They only have one complaint that has been resolved but they have also only been opened for a few years. I think if they keep holding that promise that their way is the only way to solve the problem and proving it then you will see them hit A+ in no time.

Company Research

*above data is current at time of review

Website for National Credit Consultants:

http://nationalcreditconsultants.us/

Credit Assistance Network

ChoiceREVU Editor — Mon, 18 Apr 2011 00:00:00 +0000

Credit Assistance Network Review

Credit Assistance Network is a credit improvement service that opened in 2004. The clients start out with a review of their credit report on the phone but the rest of the work can be done online. Including clients checking in on their progress and uploading correspondence with the credit bureaus for the company to review. They offer quite a bit of services under their main offering. This is usually broken up into different packages for other companies.

They offer a full break down of their services to their competitors down to the pricing. You can see that their price is either a little higher or lower than you expected but you are getting quite a bargain. This company has an A from the Better Business Bureau and is Accredited. It has no complaints so you can tell that they must be doing something right.

Overall I would say this company is worth the cost because you get what you pay for from them. It appears they will help you get out of debt and teach you how to stay that way.

Company Research

*above data is current at time of review

Website for Credit Assistance Network:

http://www.creditagenda.com/

Good Life Credit

ChoiceREVU Editor — Sat, 16 Apr 2011 22:07:50 +0000

Good Life Credit

Good Life Credit AKA Goodlife Credit or Law offices of Friedman & Brown is focused on correcting errors and other misinformation on customer’s credit reports. Their process involves sending pre-suit litigation letters asking to have items removed from you credit report by law through the FCRA. They have three packages with the highest offering to change your Trans Union credit score in 3-5 business days. They explain the credit disputing process clearly on the website. The company even has a warranty saying if no negative items are removed in the first 6 months then you receive the next 6 months for free.

It was odd to look this company up on the Better Business Bureau because of the three different names. Usually the BBB has all of the names just appear on one report for the parent company but this time there are two different profiles. One is for the company at hand, Good Life Credit. That one says that they have an A- with 2 complaints that have both been resolved. The other is for Friedman & Brown. This profile says they have an A+ with 4 complaints that have been resolved.

Either way this company looks like it is doing something right because if its high scores.

Company Research

*above data is current at time of review

Website for Good Life Credit:

https://www.goodlifecredit.com/glc/

Credit Attorney, P.C.

ChoiceREVU Editor — Wed, 13 Apr 2011 20:55:25 +0000

Credit Attorney, P.C. Review

Credit Attorney, P.C. AKA Facemyer Law Firm or Law Offices Of Dana Facemyer is a law firm that specializes in credit repair. They practice the idea from Aristotle that Quality is not an act. It is a habit. It appears that most of their services are online or over the phone. This means that you can check your process online 24/7. They offer three different packages with increasing price and services. As always they offer a pay as you go program with no up front fees.

While this all looks good on their website I found that their Better Business Bureau profile is a little different. The company has a C+ and that is mostly attributed to having 46 complaints. Most of the complaints are in Billing and Collection issues but they have all been resolved by the business. The fact that they are all resolved by the business helps their score significantly.

Overall I would say this business isn’t a bad choice especially if you feel you would like to have an attorney work on your credit report. Many do not receives such high ratings if any from the BBB. Just be careful to watch the billing process.

Company Research

*above data is current at time of review

Website for Credit Attorney, P.C.:

http://www.creditattorney.com/

Apex Credit Services

ChoiceREVU Editor — Tue, 12 Apr 2011 20:03:48 +0000

Apex Credit Services Review

Apex Credit Services appears to be a law firm when you first look at the website but it is a credit repair agency. The company use to primarily work with businesses and now is open to the public to repair personal credit scores. They will, however, help you seek legal representation should they not be able to help your credit. They have a blog of information about their services. The blog also hasn’t been updated since December 2010.

When looking for information off this website I always check the Better Business Bureau first and found some odd insights. For starters while they appear to be a great and responsible firm they have an F. They company has 14 complaints with 7 resolved, 1 unresolved and 3 with no response at all. I also found the oddest listing in a BBB profile. It was that the company had a mailing error because when the BBB tried to send them information it was sent back to the BBB saying the Forwarding Order had expired. This happened on February of 2010. It seems odd that nothing has been updated for that long.

Company Research

*above data is current at time of review

Website for Apex Credit Services:

http://www.apexcreditservices.com/

180 Credit Solutions

ChoiceREVU Editor — Mon, 11 Apr 2011 19:31:07 +0000

180 Credit Solutions Review

180 Credit Solutions is a bonded company that focuses on fast credit solutions saying their process will not last longer than 180 days. It also explains why a company must be bonded providing the wording for the laws requiring bonded businesses on its website. Most of this program interaction occurs through the mail. They offer a 100% guarantee.

However, when you look at their Better Business Bureau profile you find a different story then this transparent informative business. You find that they have an F currently and a good potion of the complaints have been with the guarantee. It has only resolve one of its seven complaints. This does not sound like a business I want to work with especially since they only opened up in 2008.

Company Research

*above data is current at time of review

Website for 180 Credit Solutions:

http://www.180creditsolutions.com/

National Credit Fixers

ChoiceREVU Editor — Sun, 10 Apr 2011 18:39:19 +0000

National Credit Fixers Review

National Credit Fixers is about fixing your credit score by working with credit bureaus and your creditors to make sure that all you accounts are fixed. They have a good video that walks you through their online interface for clients. It appears most of the process is online and over the phone. There are email alerts when items are changed or deleted. They have a good explanation of what a credit score is and how to get a free credit report.

This company is pretty confident to even post its success rate. Increasing credit scores by 10 points is almost guaranteed at 90 days. So, why can they be so bold? Because they are that good, otherwise they would have quite a few more complaints on the Better Business Bureau. They currently have no complaints and received an A+. Pretty good for a 15 year old company.

Overall I would recommend this company because they make big claims but appear to be able to meet them.

Company Research

*above data is current at time of review

Website for National Credit Fixers:

http://nationalcreditfixers.com/

Monarch Credit Repair

ChoiceREVU Editor — Sat, 09 Apr 2011 19:23:16 +0000

Monarch Credit Repair Review

Monarch Credit Repair provides credit repair services to the public. Like other credit repair companies, they dispute inaccurate, incomplete, or unverifiable items with credit bureaus. Monarch Credit Repair gives clients a written guarantee on what their company can and cannot change.

The Better Business Bureau is currently giving Monarch Credit Repair an F rating, mostly likely because they do not have enough information about the company and because the BBB does not put much value in the credit repair industry (Monarch has zero complaints).

Some of the information on their website is written a bit unprofessionally, for example, when talking about sending in disputes they state…

“I think it is because they are lazy and if you ever speak to them on the phone as I have you might as well be talking to your dog, at least he will give you an intelligent look.”

The service link of their webpage is currently being redesigned, so I’m not sure of the exact methods of their program.

Company Research

*above data is current at time of review

Website for Monarch Credit Repair: http://www.monarchcreditrepair.com/

YourCreditAttorney.com

ChoiceREVU Editor — Sat, 09 Apr 2011 18:17:01 +0000

YourCreditAttorney.com Review

YourCreditAttorney.com AKA Centurion Law Firm, Inc. is a law firm that focuses in credit repair services. They claim they can do it fast and all for $29 per month. Their website explains credit repair and what bad credit is there is also a blog that seems to be updated often with relevant content.

However, when you look off their website you find the Better Business Bureau profile that tells a very different story. This company has an F for very good reason once you read the complaint. Many clients complained that they didn’t get the promised results of repaired credit. The company said that they don’t guarantee results and can only refund clients after a year. Then checking into their state requirements of being bonded you find that they are not bonded. They may believe that this law does not apply to them but they are offering credit repair services which would make them applicable. This shows a company that is looking to make money and not help their customer.

I would not recommend this company unless can find a way to give some sort of guarantee of their result, become bonded or offer a pay as the work is completed plan. Until then please look at our other reviews.

Company Research

*above data is current at time of review

Website for YourCreditAttorney.com:

http://creditrepair.yourcreditattorney.com/